Energy-efficiency mortgage products are relatively in the financing and conservation world. It is not easy to develop new mortgage products, since they generally have to conform to new FannieMae or FreddieMac underwriting guidelines to be eligible for sale on the secondary mortgage market. Without having special programs like these approved for Fannie/Freddie underwriting, the number of lenders willing to create such loans would be ridiculously small.
These loans have been available for a few years, but are becoming more common. For a property that has energy savings built-in (replacement windows, extra insulation, solar or geothermal systems, etc.), an energy assessor will determine the amount of savings created by the improvements, which allows the borrower to take a larger loan (since the extra money isn't needed for utility bills). It may also be possible to take a larger loan for a property that needs the improvements, giving the borrower extra funds to improve the property.
A better description of this type of loan can be found on the blog of an Envoy Mortgage loan officer, who is specializing in loans tailored for energy efficient properties.
Friday, October 5, 2012
Planning Department Publishes a New Site for N. Bethesda Development Information
Go to this new page to see a map of the White Flint Sector along with the new developments that have been applied for or are under construction. Clicking on a project gives you the approval process status as well as the size of the project. It will not give you the Application Number that you need to find more information about a specific project on the Montgomery County Planning site. You can click on the Locator Wizard from the planning site to find the project and obtain its Application Number, but it's cumbersome. Hopefully, the creator of the new map page will add application numbers in the future.
Tuesday, July 17, 2012
Groundbreaking for Pike and Rose - July 16, 2012
The ceremony on 7/16 was a happy event, with attendees including Gov. O'Malley, Lt. Gov. Brown, the comptroller, many other state officials, Cty. Exec. Ike Leggett, Council Pres. Roger Berliner, Councilmembers George Leventhal & Hans Reimer, the CEO and other officials of Federal Realty Investment Trust, including Evan Goldman, who has shepharded this project and met with community members many times. Other developers were invited, as well as community members who've been active all along. It was hot, but a beautiful day. The speeches included discussion of the unique public/private financing arrangements that could be models for future development financing, the scale of the economic impact, and the commitment of the gov't and developers to create a transit-oriented community that is a benefit to the county and the surrounding neighborhoods. It was great fun to see the project begin.
Our old Mid-Pike Plaza will be the new Pike & Rose development. Currently 24 acres of asphalt, it will be 8-9 blocks of "green" buildings with ground-level retail, bike and pedestrian pathways, pocket parks, apartments and commercial space.
Tuesday, May 8, 2012
Here's Help in Figuring out Which Products are Healthy
Many items that we install in our houses can make us sick, from carpeting to paint to our new furniture (and, yes, our new cars). That new car is "off-gassing," which means that some of the chemicals used in the manufacture of the plastics and fabrics are escaping into the air we breathe. If you are interested in checking out products before you buy them and in evaluating the air quality in your home, take a look at Greenguard's website.
Ice Dams - What to do before it snows
There are several measure that can be taking to prevent ice damming on your roof in times of tremendous ice and snow. Yes, we had a non-winter, but that could be completely different next year.
If you are putting on a new roof, have the installer add a barrier over the felt (and under the shingles, before they are installed) at the edges of the roof near the gutters. The barrier material is about 3 feet wide and comes on a roll. It will prevent any water that is forced under the shingles from leaking into the walls and attic.
For an existing roof, you can buy heater coils of several different types that will prevent ice from forming. One type is placed in the bottom of the gutter and can be plugged into an outlet on the exterior of the house. Another type is more of a serpentine electric coil that lays on the shingles just above the gutter. In this instance, you would want to put the coil on the roof if there is a forecast of an extended snow or blizzard approaching. The most elegant installation would be an electric coil in the gutter plugged into a dedicated exterior outlet near the roofline that is controlled by a switch from inside the house. If the water flows freely through the gutter and drains to the ground without the downspouts and gutters filling with ice, ice damming will not occur. See my post in 2009 regarding the creation of ice dams and how they form.
If you are putting on a new roof, have the installer add a barrier over the felt (and under the shingles, before they are installed) at the edges of the roof near the gutters. The barrier material is about 3 feet wide and comes on a roll. It will prevent any water that is forced under the shingles from leaking into the walls and attic.
For an existing roof, you can buy heater coils of several different types that will prevent ice from forming. One type is placed in the bottom of the gutter and can be plugged into an outlet on the exterior of the house. Another type is more of a serpentine electric coil that lays on the shingles just above the gutter. In this instance, you would want to put the coil on the roof if there is a forecast of an extended snow or blizzard approaching. The most elegant installation would be an electric coil in the gutter plugged into a dedicated exterior outlet near the roofline that is controlled by a switch from inside the house. If the water flows freely through the gutter and drains to the ground without the downspouts and gutters filling with ice, ice damming will not occur. See my post in 2009 regarding the creation of ice dams and how they form.
Planning Begins on White Flint 2 Sector Plan
The planning department has approved a scope of work to begin planning for the business district north of the White Flint Sector Plan approved in 2010 and south of the Twinbrook Sector Plan. This area straddles the boundary between Montgomery County and the City of Rockville, so there will be some lively discussions about the connectivity of Rockville Pike, its design as a "boulevard," and the placement and coordination of potential bus rapid transit (BRT), currently proposed for the center of the boulevard-style median in the White Flint Sector Plan. Information and maps are available at the page for this sector plan, http://montgomeryplanning.org/community/whiteflint2/
It has been noted in The Gazette (May 2, 2012) that the plan will require a new elementary school in the Walter Johnson High School district.
If you want to be on the contact list for the planning department with regard to this sector plan, send an email to
nkosi.yearwood@montgomeryplanning.org
It has been noted in The Gazette (May 2, 2012) that the plan will require a new elementary school in the Walter Johnson High School district.
If you want to be on the contact list for the planning department with regard to this sector plan, send an email to
nkosi.yearwood@montgomeryplanning.org
Saturday, April 14, 2012
Open House for present/receive comments for Zoning Rewrite
http://bethesdaservice.
Don't miss this chance to learn more about the Zoning Rewrite Project and what it will mean for residents in Bethesda-Chevy Chase, North Bethesda-Garrett Park, and Potomac. Drop in any time between 5-8 p.m. Monday, April 16 to speak with planners about this important countywide initiative.
Planners are rewriting the Zoning Code to modernize antiquated, redundant zoning regulations and create new tools to help achieve goals in community plans.
At the open house meetings, attendees can view graphics and other materials that explain whats being considered, such as potentially reducing the number of zones and how new zones might apply in communities.
Participants at each open house will see exactly how what's proposed applies to their neighborhood. Each meeting will provide information on six different master plan areas. To see what master plan area applies to your property, go tomontgomeryplanning.org/gis/
5-8 p.m. Monday, April 16
Bethesda-Chevy Chase Regional Services Center
4805 Edgemoor Lane, Bethesda
Planners are rewriting the Zoning Code to modernize antiquated, redundant zoning regulations and create new tools to help achieve goals in community plans.
At the open house meetings, attendees can view graphics and other materials that explain whats being considered, such as potentially reducing the number of zones and how new zones might apply in communities.
Participants at each open house will see exactly how what's proposed applies to their neighborhood. Each meeting will provide information on six different master plan areas. To see what master plan area applies to your property, go tomontgomeryplanning.org/gis/
5-8 p.m. Monday, April 16
Bethesda-Chevy Chase Regional Services Center
4805 Edgemoor Lane, Bethesda
Master plans: Bethesda Central Business District, Bethesda-Chevy Chase, Friendship Heights Central Business District, North Bethesda/Garrett Park, Potomac Subregion, Westbard, Woodmont Triangle
Tuesday, March 20, 2012
Free Shredding Offered with Material Recycled
Office Paper Systems has a facility at 7650 Airpark Road in Gaithersburg (take Shady Grove Road past Muncaster Mill Road, and it becomes Airpark Road) that accepts paper that needs to be shredded. You can bring your materials in boxes, plastic garbage bags, whatever. If you have huge volumes, give them a call first so that they are ready for you.
This is a free service. OPS will recycle the shredded material, so you are securing your identity and recycling paper at the same time! The website is www.freesecureshredding.com.
This is a free service. OPS will recycle the shredded material, so you are securing your identity and recycling paper at the same time! The website is www.freesecureshredding.com.
Drop Off Hours
Monday - Friday
8:30am - 3:00pmPhone
301-948-6301Address
7650 Airpark Rd,
Gaithersburg, MD 20874
Sunday, January 22, 2012
Montgomery County Dept. of Environmental Protection Posts Resource Site
This site, www.MyGreenMontgomery.org -
1. Search for local, state, and federal utility information for energy programs
2. Create your personal "green" plan
3. Comment on projects and join discussion groups
4. View calendar events
5. Central resource for public information on environmental and energy topics
Source: The Gazette, 1/18/12
1. Search for local, state, and federal utility information for energy programs
2. Create your personal "green" plan
3. Comment on projects and join discussion groups
4. View calendar events
5. Central resource for public information on environmental and energy topics
Source: The Gazette, 1/18/12
Thursday, December 8, 2011
Zoning Code Rewrite for Montgomery County
Before starting this discussion, it's important to understand the difference between the master plan process and zoning. Zoning is the codification of rules that govern what can be built or what uses are allowable under a specific zoning classification. In the creation of a master plan, specific land parcels are assigned to zoning classifications. An owner of a property can look up the zoning classification for his/her property and should be able, from the zoning code, to determine what can and cannot be built there and what uses are allowable.
The following information is from a community meeting conducted last night by Parks and Planning at the Trinity Lutheran Church on Old Georgetown Road (thank you, Trinity, for donating the space!). This effort is my interpretation and understanding of the presentation.
Parks and Planning has been working on a new zoning code for the past three years.
The process is available to the public at www.zoningmontgomery.org.
Here are some background stats for our county:
1. The last rewrite was in 1977.
2. 49% of the county is in the agricultural reserve and parks, leaving 51% as "develop-able"
3. Of the 51%, only 4% remains today as available for new construction of any kind (as opposed to tear-downs and infill). the rest has been built upon.
4. 42% of the county land is residential, 97% of which is zoned for single family dwellings. Only 2.5% is multi-family residential.
The current zoning code is the most complicated and redundant code in the country. There are 121 zoning categories, and the code is in excess of 1152 pages long. There are many pages of charts simply listing the zoning categories; each one has multiple references and footnotes. It is extremely difficult for anyone who wants to build something here to figure out what they are allowed to do.
The new code is not finalized, but is reaching the stages for public comment, further refinement, and eventually, will be brought to the County Council for adoption. It will have a single chart page with all possible classifications. Once online, the public can click on a classification and be brought to all relevant information about allowable building envelope and uses.
Uses for any given classification will be P (Permitted), L (Limited), or C (Conditional). The old category of "special exception" will now be Conditional Use.
Examples of the new classifications are:
RLD20 (Residential Low Density, 20,000 sq. ft. minimum lot size), which replaces R200
RMD9 (Residential Medium Density, 9,000 sq. ft. minimum lot size), which replaces R90
EOF (Employment Office) will be a new commercial category. There will be several other E.. categories for science, education uses.
The residential categories will not change permitted uses from those in the current residential zoning code. Rumors of commercial activity or multi-family uses in currently-zoned residential neighborhoods are untrue. There will be some relaxing of standards for accessory or "granny" dwellings, allowing a maximum 800 sq. ft. attached accessory dwelling or 1200 sq. ft. detached accessory dwelling. There will be specific requirements for parking, limitation to number of residents, and limits on the number of such dwellings on a residential block. These do not allow two-family rental housing, but are designed for an owner-occupant to have an additional dwelling space within their own property.
The most noticeable changes to the zoning code, including in the residential categories, will be the concept of "setback planes." Currently, setbacks are based on the "footprint" of a building, with each zoning category specifying how many feet a side yard, front yard, or rear yard is to be set back from the lot line. There are also height limitations do not correct for topography (slope). The new code will introduce the equivalent of a 3-D "box" into which the new house must fit. There will be standards to determine how much a new building may pierce the box, known in the code as planes. This will prevent a new house from towering over its neighbors and will be easier to understand for builders and homeowners seeking to construct within an existing neighborhood.
The various Employment categories will be written to allow for different levels of mixed-use so that a new commercial development may have retail on the ground floor with residential units above. Current zoning only allows mixed use in certain transit areas, where the new zoning was imposed on top of old, outdated commercial zoning. In addition, developer applicants for new construction will have clear standards to meet. They may have the option of adding space or other design elements that they want by selecting public amenities from an established list to add to their project. During this meeting, there was discussion about bringing the public into the sketch plan process (early in the approval process) so that public input is gathered before county staff and the developers come to an private agreement.
In a discussion of the unfriendly nature of Executive Boulevard for transit and non-vehicular access, it was noted that this commercial area will be in the White Flint 2 master plan. Now that the White Flint Sector Plan has been adopted, this area will be examined next. It will be rezoned with the new classifications so that it is likely to include some residential and retail uses in the future.
Plans for a WalMart in the Pike Center (currently, Office Depot, Bagel City, TGIFridays are there with other retail stores) were discussed. So close to the Twinbrook Metro station, this property is decidedly unsuitable for a retailer that is 100% vehicle-dependent. The discussion of zoning for this property centered on how zoning could encourage transit-friendly uses and discourage a WalMart-type use.
The director of Parks and Planning, Rollin Stanley (who was the presenter at this meeting with several of his staff), has a blog. Go to www.montgomeryplanning.org and click on The Director's Blog.
Again, the zoning rewrite is available on www.zoningmontgomery.org. It is a work in process, and appears to be a vast improvement over the current system.
The following information is from a community meeting conducted last night by Parks and Planning at the Trinity Lutheran Church on Old Georgetown Road (thank you, Trinity, for donating the space!). This effort is my interpretation and understanding of the presentation.
Parks and Planning has been working on a new zoning code for the past three years.
The process is available to the public at www.zoningmontgomery.org.
Here are some background stats for our county:
1. The last rewrite was in 1977.
2. 49% of the county is in the agricultural reserve and parks, leaving 51% as "develop-able"
3. Of the 51%, only 4% remains today as available for new construction of any kind (as opposed to tear-downs and infill). the rest has been built upon.
4. 42% of the county land is residential, 97% of which is zoned for single family dwellings. Only 2.5% is multi-family residential.
The current zoning code is the most complicated and redundant code in the country. There are 121 zoning categories, and the code is in excess of 1152 pages long. There are many pages of charts simply listing the zoning categories; each one has multiple references and footnotes. It is extremely difficult for anyone who wants to build something here to figure out what they are allowed to do.
The new code is not finalized, but is reaching the stages for public comment, further refinement, and eventually, will be brought to the County Council for adoption. It will have a single chart page with all possible classifications. Once online, the public can click on a classification and be brought to all relevant information about allowable building envelope and uses.
Uses for any given classification will be P (Permitted), L (Limited), or C (Conditional). The old category of "special exception" will now be Conditional Use.
Examples of the new classifications are:
RLD20 (Residential Low Density, 20,000 sq. ft. minimum lot size), which replaces R200
RMD9 (Residential Medium Density, 9,000 sq. ft. minimum lot size), which replaces R90
EOF (Employment Office) will be a new commercial category. There will be several other E.. categories for science, education uses.
The residential categories will not change permitted uses from those in the current residential zoning code. Rumors of commercial activity or multi-family uses in currently-zoned residential neighborhoods are untrue. There will be some relaxing of standards for accessory or "granny" dwellings, allowing a maximum 800 sq. ft. attached accessory dwelling or 1200 sq. ft. detached accessory dwelling. There will be specific requirements for parking, limitation to number of residents, and limits on the number of such dwellings on a residential block. These do not allow two-family rental housing, but are designed for an owner-occupant to have an additional dwelling space within their own property.
The most noticeable changes to the zoning code, including in the residential categories, will be the concept of "setback planes." Currently, setbacks are based on the "footprint" of a building, with each zoning category specifying how many feet a side yard, front yard, or rear yard is to be set back from the lot line. There are also height limitations do not correct for topography (slope). The new code will introduce the equivalent of a 3-D "box" into which the new house must fit. There will be standards to determine how much a new building may pierce the box, known in the code as planes. This will prevent a new house from towering over its neighbors and will be easier to understand for builders and homeowners seeking to construct within an existing neighborhood.
The various Employment categories will be written to allow for different levels of mixed-use so that a new commercial development may have retail on the ground floor with residential units above. Current zoning only allows mixed use in certain transit areas, where the new zoning was imposed on top of old, outdated commercial zoning. In addition, developer applicants for new construction will have clear standards to meet. They may have the option of adding space or other design elements that they want by selecting public amenities from an established list to add to their project. During this meeting, there was discussion about bringing the public into the sketch plan process (early in the approval process) so that public input is gathered before county staff and the developers come to an private agreement.
In a discussion of the unfriendly nature of Executive Boulevard for transit and non-vehicular access, it was noted that this commercial area will be in the White Flint 2 master plan. Now that the White Flint Sector Plan has been adopted, this area will be examined next. It will be rezoned with the new classifications so that it is likely to include some residential and retail uses in the future.
Plans for a WalMart in the Pike Center (currently, Office Depot, Bagel City, TGIFridays are there with other retail stores) were discussed. So close to the Twinbrook Metro station, this property is decidedly unsuitable for a retailer that is 100% vehicle-dependent. The discussion of zoning for this property centered on how zoning could encourage transit-friendly uses and discourage a WalMart-type use.
The director of Parks and Planning, Rollin Stanley (who was the presenter at this meeting with several of his staff), has a blog. Go to www.montgomeryplanning.org and click on The Director's Blog.
Again, the zoning rewrite is available on www.zoningmontgomery.org. It is a work in process, and appears to be a vast improvement over the current system.
Thursday, November 3, 2011
A Great Site for Innovation and Energy Consumption Information
I've added a new link in the panel to the right... check it out, the Smithsonian Magazine has an online site devoted to eco-issues. Come back to it often for all new information.
Tuesday, October 18, 2011
Recreation & Culture in North Bethesda
Here are just a few places near Tilden Woods, Old Farm, Walnut Woods, and Luxmanor...three swim clubs, Strathmore Arts, Strathmore Music, Davis Library, JCC community center, and Tilden Woods Park.
And Here's video tour of Cabin John Regional Park
And Here's video tour of Cabin John Regional Park
Saturday, September 3, 2011
Montrose Parkway Degrading Cabin John Watershed
Thank you to Eliot Applestein for taking these photos, writing the analysis, and bringing it to the county's attention. Please let us know if you want to work on getting this problem addressed and fixed, insofar as the damage from the parkway can be fixed.
Tuesday, August 9, 2011
New solar-powered charging dock for electric vehicles
Wildwood is the first location to have a tracking solar dock for charging any electric vehicle. The charging dock is powered by a solar array that uses GPS to follow the sun's movements and deliver maximum charge to the cars. Any electric or hybrid plug-in will be compatible with this dock, such as a Nissan Leaf, Prius plug-in, or Chevy Volt. Park your car, plug it in, and go shopping. When you come back to the car, you will have gained approx. 20 miles of driving range for each hour you were busy in the shopping center.
Check out the details and photos at the link below:
EV Charging Station on Old Georgetown Road
Check out the details and photos at the link below:
EV Charging Station on Old Georgetown Road
Friday, August 5, 2011
Want to test drive a Nissan Leaf electric car????
Nissan has set up a demo station at Montgomery Mall (Westlake Terrace side near Macys) till sometime on Sunday, August 7. I walked in, registered, and was able to ask all kinds of questions, examine the car, drive it, and talk with a rep of the company that installs the charging docks. See below for my impressions.
Batteries: lithium-ion cells set up on a rack that is bolted below the seats so that it can be removed from below the car when it is on a rack. Warranted for 8 yrs. or 100,000 miles, but engineered to still have 75% of charging capacity after 10 years. The nice thing about this is that single cells can be replaced, as opposed to my Civic Hybrid, which has one large battery. The battery array health is evaluated electronically in a yearly service, so that any poorly performing cells can be swapped out. Nice design.
Charging: charging takes 8 hours in the standard method with a 220v dock. Nissan sends someone to your house to evaluate the house's ability to have a charging dock (photo above) before they sell you a car. Standard dock installation costs about $2500, with a 30% gov't rebate till the end of this year. It requires a 40 amp breaker on your house box with 220v. The dock has a cord of about 15' to reach the car. Could be longer. The dock is completely weatherproof, and the rep said that you could put the plug into a bucket of water with no ill effects. It only runs current when it senses that it is hooked up to the vehicle. The company, AV (evsolutions@avinc.com) is installing charging docks all over the place, including workplaces, condos, etc. I was told that there will be one soon at the end of Democracy Blvd (I'm assuming they meant somewhere around Wildwood Shopping Center). It is possible to quick-charge in 30 minutes with the beefier outlet and corresponding dock (avail. only in a commercial setting, so they are working to install them along I-5 in California to facilitate trips longer than 100 miles).
Range: it goes an average of 100 miles per charge, according to the company, but that will vary with the electric usage you have while driving (heating, AC, radio, etc. along with your driving habits). Long trips would require a coffee stop periodically with a 30 minute quick-charge. Not convenient, but most of our driving is around town.
Power drains: this was interesting. Apparently, heating in winter is a bigger drain than summer AC. The 2012 Leaf is designed (all models) with heated seats and steering wheel so that the driver and any passengers can warm themselves directly through their seats and keep the air temp in the cabin cooler than they normally would have. The engineers have determined that this cuts the power load substantially, allowing the car to travel further per charge.
All in all, a very, very interesting car, and I think it's ready for prime-time if your driving habits are mainly local.
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